About 80 percent of all American adults have dental insurance for themselves and their families. Dental insurance has many benefits. If you do not have dental insurance, here are some reasons you may want to consider it.
What Is Dental Insurance?
In general, the reason you pay for insurance is to guard against worst-case situations when they occur, such as automobile insurance covering you and your car in case of an accident. Dental insurance works much like health insurance. For a set price, called a premium, you will receive coverage for specific dental care issues. Dental insurance is far less expensive than other insurance types like health insurance or life insurance.
Dental Insurance Usually Covers the Cost of Preventative Care
One of the best reasons to get dental insurance is because nearly all types of dental insurance cover preventative dental care. This means your dental insurance will cover dental cleanings, checkups, and X-rays for you and your family. Usually, you will not have to pay anything for preventative care, depending on the type of dental insurance you have.
Dental Insurance Covers a Percentage of Other Dental Care
Of course, you do not just visit our dentist for preventative dental care. Many people need to visit our dentist to have cavities filled, crowns put on, or even restorative dentistry such as dental implants and bridgework. Dental care also covers dental emergencies, such as when your child knocks out a tooth while climbing a tree. Usually, dental insurance does not cover 100 percent of this type of dental care. Instead, your policy will most likely cover a percentage of the care. The payout by the insurance company can range from 50 to 75 percent of the cost of these services.
If you are thinking about getting dental insurance, your first thought needs to be whether our practice will accept your dental insurance. Why not give us a call at the office today to discuss insurance options?
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Dental Blog | Tania Tran, DMD - Grove Street Family Dentistry Dr. Tania Tran has provided this educational blog as a resource for the community. We hope that this blog will cover subjects you may be interested in. Call us! Grove Street Family Dentistry - Tania Tran, DMD, 1533 Grove Street, Marysville, WA 98270-4325 • (360) 659-3200 • grovestreetdentist.com • 3/24/2025 • Page Phrases: dentist •
About 80 percent of all American adults have dental insurance for themselves and their families. Dental insurance has many benefits. If you do not have dental insurance, here are some reasons you may want to consider it. 